We are a mid-sized trucking firm with drivers in several states. AHG Benefits came in and not only helped us become aware of several compliance requirements that helped us avoid penalties, but they also helped us set up a health insurance program that was much more competitive nationally. We have been able to attract better talent and our business has thrived.
We used to be with a PEO and we didn't even know what we were being charged. Dominic helped us figure out what they were charging and showed us that the PEO was even keeping the tax deductions on the dollars we were paying toward the insurance for our employees! On top of that he showed us a better way to set up our benefits program that gave our employees better coverage AND that saved us over $60,000.
We kept getting high renewals each year and our old agency wasn't even coming out to visit us. They just sent us an email with the renewal increase and no other options. Since we've switched to AHG, they come out to educate our employees, and they provide several options each year at renewal, and we actually talk about long term strategies for our benefits program that support us as we continue to grow.
We had been experiencing the same high renewals without any new ideas for years. AHG came in and listened to us for two hours. Learned about our company, our future goals and what was going on and then came back with a full solution that enabled us to not only save on costs but keep deductibles where they had been without having to pass that cost onto our employees.
We have grown a lot in a short amount of time and our Benefits cost was now the second largest expenditure on our balance sheet. Dominic showed us how to self-fund some of our own claims and embed some programs that helped our employees gain easier access to low-cost services. The savings has been significant and the response from our employees has been tremendous.
Dominic was recommended to us. We didn't know all of the compliance that was required in providing a health insurance plan to our employees and had received a letter from the IRS. He helped us to file everything correctly and avoid a large penalty.
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