No matter what industry you're in, when it comes to Employee Benefits we solve problems and give our clients the peace of mind that they have the right coverages at the right costs to fit their needs.
Listening and learning go hand & hand and are essential for designing the right fit for your benefits program, but having and expert that knows the right questions to ask when working with a very complicated insurance contract that relates to a very expensive and complicated Health Care system is where we excel! Every employer's circumstances are different. We provide custom strategies for your benefits offering that give you the best possible insurance contracts designed to give the most control over costs and best coverage for your needs.
In an expensive and complicated health care system education is the best weapon an employer can have to safeguard their costs. We provide education about the plans offered throughout the year using several targeted techniques that are designed to reach employees in the ways that they learn best so that they can be the best consumers of health care possible according to how their specific plan works.
We are your advocate to the carriers and partners you choose to work with throughout the year. Not just at renewal. Our concierge service provides you and your employees an advocate year-round when they need help understanding the complicated insurance and financial tools that are in place for them.
We provide legally reviewed and up to date notices and advice for all the state and federal requirements, including the ACA, ERISA, FMLA, Section 125 plans, 5500 reporting and more. We provide the help and administration that will free up your business to accel at what you do best and avoid potential penalties from the government.
AHG Benefits provides tools that will make your HR team love us! Benefits compliance, COBRA Administration, online enrollment, customized employee handbooks, audit checklists, job description creation, and more.
We offer customized employee education and enrollment solutions that match our clients' specific circumstances. We always provide that personal attention. Clients that want to offer a paperless solution can utilize our custom-built online enrollment solution where employees can have a secure login to elect benefits online. Elections feed directly to the carriers. This eliminates duplicate paper records for HR and the carrier. Employers get a secure portal that allows them to view eligibility reports and more.
If you are a small employer there are actually a lot of options and flexibility on the market available for you. As a local, independent agency AHG has several solutions for companies with under 50 employees that will save you on cost and provide competitive coverages that can help you compete for the best talent, raise revenue, or provide a higher valuation of your company. On top of that we actually value our clients. We meet with you in person, we answer your phone calls ourselves, and we respond to your emails before the days end.
If you are a large employer your cost of benefits becomes the second or third largest expenditure on your balance sheet. With health insurance increases far outpacing the rate of inflation, it's more important than ever to have a partner that knows the inner workings of a health plan that drive cost and someone that can actually help you control those costs. With 20 years of experience working for carriers and brokerages across the nation, AHG knows how the sausage is made behind the scenes. We provide solutions that are designed to give large employers more transparency, more cost management, and more control over their health care plan.
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